WHERE: Sienna Park at Grande Dunes is conveniently located off of 76th Avenue North, Myrtle Beach, between Highway 17 Business and Highway 17 Bypass. The Grande Dunes sales gallery is conveniently located just inside the main entrance to Grande Dunes off of Highway 17 Bypass just north of 82nd Avenue in Myrtle Beach.

DEAR BENNY: We are in the final steps of completing a refinance of our barely year-old $410,000 mortgage. We were pleased with the interest-rate drop, and our local bank was generous in dropping many of the so-called "junk fees" associated with a refinance. However, we are being charged $1,007 for title insurance. When I asked our banker about this, the response was basically, "Well, yes, it is a rip-off but there is nothing we can do about it."